Flexibility Loan brings you closer to what you want. That’s why we want to offer you an easy and reliable way to get acquainted with our new loan product, the One-time Loan.
One-time loan is a consumer credit of USD 4,000-10,000. The consumer credit will be paid into the account at once and the loan will be applied for through a secure and reliable online application. You will get an initial credit decision right away. The money will be credited to your account during customer service hours. Consumer credit is well suited for one-off purchases, whether large or small.
Why apply for a loan?
Applying for a loan from us is easy, both online and mobile. Surprising spending requires fast, yet without sacrificing reliability and security. That’s why we strive to provide the best possible service to our customers. Our own and personalized customer service almost always serves our customers.
Responsibility, reliability, transparency and, above all, human orientation are the cornerstones of our operations. Our friendly customer service team is on hand to help with any loan questions, from applying for a loan to planning your repayment!
We receive loan applications 24/7 and receive a preliminary loan decision in minutes.
As a flexible loan customer, you can continue to use your loan as before.
Transfer money to your account on the Online Service
The easiest way is to transfer money to your own account at our Online Service, just when it suits you. Log in to the Online Service with your phone number and PIN, or by using your own online banking ID. The online PIN you need will be generated with your loan application. Money will be credited to your account each time Customer Service is open.
Transfer money with your phone
You can also make use loan lift anytime, from anywhere by sending a text message. The cost of SMS is the operator-defined price. We will not charge extra for this message.
Your due date is either the 15th or the last day of the month. According to your final choice, your Flexible Loan accrues a minimum of 14 days and a maximum of 45 days free of interest. The due date is often chosen according to, for example, payday.
If you repay the loan taken out on the first invoice by the due date, it is completely non-interest bearing. Please note that if the first installment of the Flexible Loan is due, the invoice you receive will be charged with the normal costs of the Flexible Loan. In the future, the minimum reduction is 10% of the capital, up to a maximum of $ 300 per month. If you’ve raised up to $ 500 during your billing month, the minimum reduction is $ 50.
For what amount and how is interest accrued to Flexible Loan customers?
For example, the customer has raised $ 300 during the first billing period. In his first invoice, the minimum reduction is $ 50. The customer pays $ 50 by the due date. Interest starts to accrue on the remaining $ 250.
For example, the customer has raised $ 300 during the first billing period. In his first invoice, the minimum reduction is $ 50. However, the customer wants to pay off the entire loan amount at one time. The customer has no remaining principal to be repaid.
For example, the customer has raised $ 1000 during the first billing period. In the first billing period, withdrawals of $ 300 have been interest-free and expense-free, with the excess of $ 700 withdrawals normally accruing interest and charges on the first invoice, according to the credit agreement.